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Loan Against Property (LAP)

Loan Against Property is ideal for individuals and business owners who require higher funding at comparatively flexible terms, supported by a secured asset.

Loan Against Property (LAP) – Unlock the Value of Your Property

At Indians lender, our Loan Against Property (LAP) solutions help you convert the value of your owned property into usable funds while retaining ownership. Through our corporate DSA model, we ensure a structured, transparent, and professionally guided process that aligns with your long-term financial needs.

Loan Against Property is ideal for individuals and business owners who require higher funding at comparatively flexible terms, supported by a secured asset.

A Loan Against Property allows you to raise funds by using a residential or commercial property as collateral. The property remains in your ownership, while you gain access to funds that can be used for business expansion, personal financial needs, education expenses, or other planned requirements.

Who Can Apply for a Loan Against Property?

Indians lender’s Loan Against Property solutions are suitable for:

  • Salaried individuals

  • Self-employed professionals

  • Business owners

  • Property owners seeking large-value funding

Loan Against Property – Key Eligibility Overview

Eligibility CriteriaRequirement
Minimum Monthly Income₹20,000
Minimum CIBIL Score500
Property OwnershipSelf-owned residential or commercial property
Employment TypeSalaried or Self-employed
Repayment TenureFlexible long-term options

Key Features of Loan Against Property

  • Higher loan eligibility due to secured nature

  • Flexible repayment tenure

  • Competitive interest structure

  • Lower monthly repayment burden

  • Ownership of property remains with the applicant

  • Suitable for both personal and business needs

How Indians lender’s Loan Against Property Process Works

Step 1: Property & Income Assessment
We evaluate your income profile and property details to understand funding potential.

Step 2: Loan Structuring
Our corporate DSA team structures the loan amount and tenure for optimal affordability.

Step 3: Documentation & Approval
A smooth documentation process ensures timely approval and fund disbursement.

Why Choose Loan Against Property?

  • Access high-value funding without selling assets

  • Long repayment tenure reduces EMI pressure

  • Multipurpose usage flexibility

  • Ideal for business growth and financial planning

Why Choose Indians lender for Loan Against Property?

Indians lender operates as a corporate DSA, focusing on transparency, professional guidance, and personalized solutions. We simplify the loan journey while ensuring your property value works effectively for your financial growth.

Use Your Property’s Potential Wisely

Turn your property into a powerful financial tool with Indians lender’s Loan Against Property solutions — structured, secure, and designed to support your long-term goals.

Indians lender – Smart Funding. Trusted Guidance.

We’ve got the Scheme for you, every time